Does your home need improved energy efficiency?
RCSC can make loans to help pay for energy efficiency projects.
Since 1989, Rural Consumer Services Corporation (RCSC) has been providing weatherization loans at a 5% annual percentage rate to qualified members to help make energy efficiency improvements to existing homes and buildings to help save on energy costs.
Projects eligible for a Weatherization Loan from RCSC include:
- new heat pump - minimum 15 SEER rating
- new water heater - solar or electric
- replacement windows
- insulation - ceiling, wall, floor, ducts
- duct repairs or replacement
How much money can you borrow for your project?
RCSC loans up to $6,000 for consumer weatherization projects. Payments are generally spread over five years and can be billed with a BEMC monthly energy bill. You may pay off the loan sooner without penalty.
Under RCSC's Commercial Loan Program, which includes loans for renewable energy projects, members can borrow up to $10,000.
Who can qualify for a Weatherization Loan?
Applicants generally must own their own home or building and have energy service. Approval is based on credit underwriting.